Our Philosophy

To obtain the best possible return on investments for our clients; whilst at the same time protect them from the ravages of inflation and taxation thus preserving those assets to ensure long term security. Financial planning is not a destination it really is a life time journey and help with legal, accounting, tax and investment skills is required if one is to insure that all aspests are covered satisfactorily.

My Protection Plan

We do not hesitate to insure our car, house and other valuable possessions. However, we often neglect to insure ourselves and our partners. At certain stages in life, insuring yourself and your partner is very important. It is comforting to know that you can ensure your family’s current standard of living or your business to be maintained if something happens to you.

INSURANCE SPECIALIST ADVICE & ADMIN SERVICES

Posted on 8:38 PM No Comments
INSURANCE SPECIALIST ADVICE & ADMINISTRATION SERVICE
 
FINANCIAL PLANNERS ARE
FAILING TO PROVIDE ADEQUATE
ADVICE ON INSURANCE ISSUES,
ACCORDING TO CORPORATE
REGULATOR, ASIC.
“ASIC’s recent Shadow Shopping Survey found advisers were weak on providing insurance advice, with only 21% of advice touching on insurance issues. Advisers might be found to be negligent if the client has unmet insurance needs and the adviser fails to deal with them” says ASIC Executive Director of consumer production, Greg Tanzer.
Imagine a wife coming to see an adviser after her husband is injured or has died and saying “My husband came to see you for financial advice. You didn’t recommend insurance and now he is …………”
 
¤ Dead
 
¤ Critically injured 
 
¤ Suffered a heart attack  
 
¤ Diagnosed with cancer  
 
¤ Etc, Etc, Etc!!!

Is it possible that a Financial Planner may find themselves defending a negligence claim in a situation such as this???
 
DID YOU KNOW?

¤ One in 3 men and one in four women in Australia will be directly affected by Cancer before the age of 75.
.
¤ The risk of coronary heart disease increases after the age of 40, with one in 2 men and one in 3 women developing the disease.
.
¤  24,576 people died as a result of heart disease in 2004.
.
¤ 37,989 people died due to Cancer in 2004.
.
¤ 22 accidental deaths were recorded every day in 2004.
.
¤ 3.9 Million Australians were recorded as having a disability in 2003

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R.D. Stewart & Associates: Unit 3, 19 corner of Mumford & Bendsten Place, Balcatta, Perth Western Australia 6021 | Phone: (08) 9240 5777 | Fax: (08) 9340 5444. R.D. Stewart & Associates are Advisers are Authorised Representatives of AXA Financial Planning Ltd.AXA Financial Planning ABN 21 005 799 977 Australian Financial Services Licensee, Licence No. 234663Registered Office: Level 9, 750 Collins Street Docklands Vic 3008. AXA Financial Planning is a Principal Member of the Financial Planning Association